Terms & Conditions

By participating in our services, events, and resources you agree to do your best to follow this framework, especially when engaging in group activities and services. You agree that our coaches and experts, facilitators have the right to lovingly call out, keep accountable, and redirect any behavior that strays from these guiding principles. By participating in our programs, services, events, and resources you agree that continued failure to follow these guiding principles may result in termination of services, removal from an event or social media groups, etc. without refund. In extreme cases this may be done without warning especially in the case of comments or actions that create an unsafe environment for other individuals. By using our services and resources you agree that it is up to the discretion of Abraham’s Fortune to make this call. 

Coaching and Expert Collective 

All of the coaches and experts in the Abraham’s Fortune collective remain their own entity and are responsible for maintaining their own insurance. By participating in programs and services offered by Abraham’s Fortune you agree that should any conflicts arise with any of our coaches or experts you will seek resolution with that coach or expert through their own unique company and will not hold Abraham’s Fortune responsible. 

Fees 

Service and product fees are subject to change without notice. Any services and products that have been paid for in full prior to the change will not be subject to additional fees.

Accountability 

The success of any coaching relationship is always determined by both the perspective given by the coach and the follow through by the client. This process is known as accountability. It is up to you to test out and implement suggested action steps provided in our services and resources and hold yourself accountable. For one-on-one sessions scheduled appointments will be agreed upon, action steps will be agreed upon, and accountability to both the process and the agreements made during each coaching session will determine the success of the coaching process. The service provided is coaching. Coaching, which is not advice, therapy, or counseling, may address specific personal, business, or general goals and objectives.

Termination & Refund & Guarantee Policy

Because coaching is a relationship-based service, and not a material product, no refunds or guarantees shall be offered. In addition, you agree that when meeting one on one with a coach the coach, has the right to terminate the agreement at any time refunding you for all unused pre-paid sessions that remain. Please note that no refunds will be given should you decide to terminate our agreement for whatever reason.

Confidentiality 

In the event that payment or partial payment is covered through a third party entity, you agree that information regarding number of services and resources used, frequency of meeting, dates of sessions booked, titles of coaching activities covered, and the broad strokes of general topics explored can be shared with funding bodies. You agree that sharing information in this manner will not be considered a breach in confidentiality.  

In the event that you are under 16, by participating in services and resources you agree that you have obtained permission from a guardian prior to participating and making a purchase. Furthermore, you agree that information regarding number of sessions used, frequency of meeting, dates of sessions booked, titles of coaching activities covered, and the very broad strokes of general topics explored can be shared with your legal guardians. For example, in the event that you share about having a fight with a friend the legal guardians may be informed that discussion was had about relationships with friends, but no details indicating to what capacity shall be shared.  You agree that sharing information in this manner will not be considered a breach in confidentiality.  

All detailed information provided to the coach during one-on-one sessions shall remain confidential unless otherwise agreed upon. Our coaches acknowledge that they may obtain confidential personal and/or business information from those using our services and they agree to keep and maintain such information confidential and not to disclose or use such information without your prior written consent. In the event that a coach or expert breaches confidentiality you agree to resolve this issue with the individual coach or expert and their own unique entity/company and will not hold Abraham’s Fortune responsible. 

By participating in group services and resources, regardless of format (whether digital, in person, in writing, via Zoom, etc.) you agree that you will respect the confidentiality of all other individuals involved.  In the event that you have been found to have broken confidentiality you will be removed from further participation in all services and resources without refund, at the discretion of the coach. Furthermore, in the event that confidentiality is broken you agree to pay a minimum retribution fee of $5000 to Abraham’s Fortune and an additional minimum $2000 penalty to the individual whose confidentiality has been broken. By participating in our services, you agree that in the event someone has broken your confidentiality and a penalty fee is owed to you it will be your responsibility to pursue legal action against the party at fault to obtain these funds and that Abraham’s Fortune will not be held liable for insuring you receive this penalty fee. Breaking confidentiality includes, but is not limited to, sharing someone’s personal name, age, or other identifiable information without their permission. Share the lessons you gain, but avoid talking about the specifics of someone else’s story. Should confidentiality be found to be broken by a court of law ruling fees above and beyond the associated $5000 or $2000 penalties shall be due in addition to these initial amounts.  

Confidentiality will be broken in the event that the coach, expert, or another participant feels that someone is at risk of harming themself or another individual; or is at risk of harm from another individual. At this time a referral may be made (example: referral to a counsellor or therapist) and the appropriate authorities and or services may be contacted. By participating in services and resources you grant the coaches, experts and other participants permission to break confidentiality in the above or similar manners. No retribution or penalty fees will be owed when confidentiality is broken in this manner. 

Recorded Programing & Confidentiality

In the event that you attend a group coaching program, workshop, or other service that clearly states it will be recorded, you waive all rights to confidentiality during any recorded content. You agree that by participating in recorded services and resources you give Abraham’s Fortune full rights to use these recordings in any way the company sees fit within the bounds of regular operations of the business. Abraham’s Fortune agrees to clearly indicate when services and resources will be recorded, either prior to or at the start of the event, resource, or service. You agree that if you are late to an event and have missed the announcement the responsibility falls on you and that Abraham’s Fortune will continue to maintain rights to this recorded content. 

Waiver

You acknowledge and agree that in the course of the services the coaches and experts may ask you questions which may be personal, challenging or disturbing. By participating in our services and resources you waive and release any claims arising or resulting from these questions, actions or services. This waiver does not apply to conduct or actions outside the scope of the coaching services.

Public Meetings 

You acknowledge that when meeting in public spaces others within proximity may overhear conversation. You agree that it is your responsibility to use discretion as to what is shared in these contexts and that Abraham’s Fortune shall in no way be held responsible for any confidential information overheard. You agree that it is your responsibility to express and communicate when you are no longer comfortable continuing a conversation in a clear direct and concise way so that facilitators coaches and experts fully understand.   

Threats & Harassment Policy

By participating in our services you agree not to harass or threaten any of the coaches, experts, or other participants in any way. This includes but is not limited to stalking, excessive calling or contacting, acts of aggression or intimidation, sexual advances or expression of romantic interest/pursuit, continued or frequent attempts to contact via social media, verbal physical or any other form of abuse, claiming defamatory accusations, etc. In the event that any of these kinds of behaviors or similar actions occur, or that a coach, expert, or client feels threatened or unsafe for any reason, you will be charged an additional minimum $5000 fee at the discretion of the coach, and all remaining access to services will be terminated without refund. Furthermore, should legal action need to be taken, you will be held responsible for any additional associated legal fees or amounts ruled by the court. 

Liability Responsibility

Our coaches and experts will offer suggestions, options, and coaching, based on their own life, knowledge, lived experience, education, training, and other forms of professional experience, etc. They will work with you to identify solutions to your problems, but any decision about a course of action is yours, and yours alone. You accept full responsibility for such decisions. You should carefully evaluate the consequences of various options, and decide accordingly. We make no representation, or warranty to you that any of the coaching methods, sessions, or activities will work for your particular circumstances and in no way guarantee any results.

Liability & Indemnity

By participating, you acknowledge that the Services and resources provided may be personally, emotionally, and physically challenging and that there may be occasions on which you will feel such challenges including, but not limited to frustration, anger, annoyance, and stress. You will not hold us, the coach and experts, liable for any loss or cost incurred by you (or any person related to or associated with you, including but not limited to your customers for those in business) in the event of mental, physical, financial, emotional stress, or distress (or other ailment or condition) caused either directly or indirectly in relation to our services and resources. You shall indemnify all coaches and experts, in the event of any such claim, including but not limited to any claims made against them by any person related to or associated with you, including but not limited to your customers. 

Anything said by our coaches or experts, verbally or in writing, shall not be constituted to be advice of any kind, including, but not limited to, medical, psychological, legal, financial, counseling, business, or actuarial advice. You agree that they shall not be liable to you in any way, and you shall indemnify and save them harmless for any and all losses or costs incurred by you or any other person, including but not limited to your customers, for any action or inaction taken by you or anyone else as a result of the Coaching Sessions or any other conversations you and them have, whether by meeting, texts, email, telephone, or otherwise. You represent and warrant that you do not have a history of severe mental illness. Further, you represent and warrant that if you are currently undergoing therapy of any kind, you have obtained the express permission of your therapist to engage in our services and resources. 

Where there is extensive history of mental illness or ongoing current therapy, you (the client) must obtain in writing permission from your therapist, doctor, counsellor or other professional to enter one on one coaching services. This written permission must be provided to your coach as soon as possible, and no later than prior to your secound session. In the event that written permission is not provided to the coach, sessions will be put on hold until permission is received. Any unused sessions will not be refunded and will be considered used after 4 weeks of the start date of the one on one coaching.

If you cannot make these representations and warranties, you have an obligation to inform your coach of any such history, or any past therapy sessions, so they can discuss if coaching is appropriate for your circumstances. If you begin therapy during use of our one on one services, you agree to immediately obtain the express permission in writing by your therapist to continue being coached, (a copy of this letter will need to be provided to the coach) or you will cancel all future coaching sessions. We reserve the right to terminate sessions immediately, and without prior notice, if we believe therapy would be more appropriate for your situation than coaching. (In some cases, you may receive a partial refund of the un-used sessions, at the discretion of the coach, however any used sessions will not be refunded. You are not entitled to any partial refund, and these partial refunds are in no way required of our coaches). Under these circumstances, should you wish, you may be referred to one of our community partner counsellors, located in Sault Ste. Marie or around the globe. Provided that one of our counselor’s client loads is such that you are able to be taken on as a client, and your situation is within his or her scope, a counselling appointment will be made for a later date.   

Attorney's Fees

In the event of any dispute, litigation or arbitration between the parties, the non-prevailing party shall pay to the prevailing party therein all costs and expenses, expressly including, but not limited to, reasonable attorney's fees and costs incurred therein by such successful party.

Dispute Resolution

Any controversy or claim arising out of, or relating to, the use of our services and resources provided, shall first be submitted to mediation for an attempt at resolution, with such mediation being conducted by a qualified mediator. Both the cost and the selection of any mediation services shall be paid for and selected by Abraham’s Fortune. If the dispute is not resolved 

by mediation of no less than four hours duration, the dispute shall be settled by binding arbitration in Ontario, Canada. 

Jurisdiction

However unlikely, in the event of any disagreement or dispute between us, you agree that the laws of Ontario, Canada shall be applied to this agreement.

Damage Limitation and Liquidated Damage

The parties agree and acknowledge that Abraham’s Fortune is not a guarantor nor an insurer and that the fees provided for hereunder would be substantially higher if Abraham’s Fortune was to undertake such responsibilities. You also agree it would be extremely difficult and impractical to fix actual damages to you, if any, which may result from a failure to perform by the Coaches and Experts. It is therefore agreed, that if Abraham’s Fortune is found liable for any loss or damage due to a failure to perform or other breach of this agreement (excluding only willful misconduct), Abraham’s Fortune’s liability shall be limited to the sum equal to the portion of the last two months of you’re your payments provided to Abraham’s Fortune directly. This means that the fees and payments made to the coaches involved in these services will first be removed. (For example, Abraham’s Fortune receives 40% of sales from certain courses and the rest of the funds are divided up equally between the coaches involved in leading the course. This means that Abraham’s Fortune would be liable for only 40% of the payment.) 

Nature of Agreement

This Agreement shall, in all respects, be governed by the laws of Ontario, Canada applicable to agreements executed and to be performed within Ontario, Canada. This Agreement constitutes the entire understanding and agreement of the parties and no amendment, change or modification of this Agreement shall be valid, unless in writing and signed by all of the parties hereto.

Referrals

Referrals are the best compliment Abraham’s Fortune can receive! If you know someone who could benefit from our services, we would ask that you simply refer them to our website at: www.abrahamsfortune.com where they can find information to contact us directly. Please have them mention your name. For a referral who becomes a client and purchases a one on one coaching package, You will be credited with 1 free 60-minute coaching session after that individual has paid in full for the coaching package and mentioned your referral. 

Reviews 

Providing a review of your experience with coaching is also greatly appreciated! In the event that you provide a video recording sharing your experience of coaching, with a minimum run time of 3 minutes, you will receive an additional FREE coaching session up to 60 minutes in length. In the event that you provide a written review sharing your experience of coaching, with a minimum of 150 words, you will receive an additional FREE coaching session up to 30 minutes in length. Please note that by participating in providing a review you waive all rights to the video or written content provided, giving full permission for Abraham’s Fortune and the Coaches associated with the service provided to use this content in any way they see fit. 

Abraham’s Fortune Terms & Conditions are subject to change at any time without notice. Please ensure that you check our website regularly for updates.